Long story short: We did NOT BUY THE HOUSE. We backed out after the inspection report came back to us. We started feeling worse about it anyway after getting the Flood/Wind insurance quote back for it- which is on an Island the was destroyed 4 years ago by a hurricane. Being in a flood zone is no good for the price of house insurance, and we weren't prepared for the "high-risk" flood zone price- at all. We also would not have been prepared for the possible risks that the inspection report posed either, had they ended up being real problems.
We sold our 2nd car, the Civic, two days after putting it up for sale. It drove away from us on the 4th of July, the same day we decided not to buy the house. Suddenly, our "home" no longer existed and we were back at square one, with less than a month to figure out from Kansas City where we were going to live in Galveston, and having already made the trip down there. It was quite depressing. I felt so helpless because now that we sold our car, we weren't guaranteed to live close to campus anymore. The housing options down in Galveston were slim-pickings when we were there in person- it's even worse from almost 800 miles away.
But, as promised, THINGS WORKED OUT. I was relieved of that desperate, helpless feeling after only a day and a half. Everything came together in a way that we couldn't have planned better ourselves. Instead of being tight on money and in a house, we are going to be tight on space (about 1/2 the space of the house) in an apartment, but have a little more money. I'm grateful for that circumstance because sacrificing space is more worth it to me than sacrificing so much more money- that honestly, we didn't really have. There's still no doubt that it will STILL be tight for us until he finishes in 4 years, but we will be much better off financially this way.
It's a little 3 bedroom apartment, the same place where the people lived that we stayed with when we went to Galveston to look for a place- So only by default did we get to check the place out that we otherwise would have never seen. We are so lucky to have called the very day we did, b/c the 3 bedrooms are almost never available. It was perfect timing. The exciting part is that it's a nice place in a nice area, really good price for the island (all utilities included in the rent) and it's only 1 mile away from campus (located at the north end of the neighborhood we were going to buy in). So the fact that we sold our second car became a blessing again, Scott's bike and the free moped we inherited from a friend a few months ago will be very useful again, as well as the city bus that comes right by (and is free for students).
We feel very blessed, grateful and relieved that things are working out the way they are. I know we will be much happier in this situation, however long it may last for. For more reasons than I have mentioned, it has been a good learning experience, with only a minor price to pay for it.
Just for some viewing pleasure, here are some 4th of July pics- mostly of Syd in her cute garage sale dress ;) Call us ghetto. I LOVE (good) garage sales!! :)
Playin' a little Croquet- A Fourth of July TRADITION in our fam :)